NOTICE OF MORTGAGE FORECLOSURE SALE
STATE OF Alabama
COUNTY OF RANDOLPH
Default having been made of the terms of the loan documents secured by that certain mortgage executed by Eldon Troy Ferguson, Jr A Married Manbetty J Ferguson His Wife to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for BSM Financial, L.P. DBA Banksource Mortgage, its successors and assigns dated December 14, 2005; said mortgage being recorded on February 17, 2006, in Book 492, Page 779 in the Office of the Judge of Probate of Randolph County, Alabama. Said Mortgage was last sold, assigned and transferred to Federal Home Loan Mortgage Corporation, as Trustee for the benefit of the Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2021-1 by assignment recorded in Deed Book 685, Page 180 in the Office of the Judge of Probate of Randolph County, Alabama.
The undersigned, Federal Home Loan Mortgage Corporation, as Trustee for the benefit of the Freddie Mac Seasoned Credit Risk Transfer Trust, Series 2021-1, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Randolph County, Alabama during the legal hours of sale (between 11am and 4pm), on the 9th day of November, 2022 the following property, situated in Randolph County, Alabama, to-wit:
Commencing at the NW corner of the NW 1/4 of Section 16, Township 21 South, Range 13 East, Randolph County, Alabama (purported); thence South 32 degrees 20' 39" East, a distance of 1554.69' to the POINT OF BEGINNING. From said POINT OF BEGINNING, South 84 degrees 05' 52" East along the Southerly right of way of Randolph County Road Number 30, a distance of 303.79', to the beginning of a curve to the left, having a radius of 5244.15' and a chord of South 85 degrees 28' 50" East, a distance of 253.36'; thence leaving said right of way, South 6 degrees 56' 53" East, a distance of 388.73'; thence South 66 degrees 29' 02" West a distance of 834.42'; thence North 4 degrees 44' 53" West, a distance of 325.00'; thence North 23 degrees 05' 44" East a distance of 485.00' to the POINT OF BEGINNING. Containing 9.386 acres, more or less. Located in Section 16, Township 21 South, Range 13 East, Randolph County, Alabama.
Includes Manufactured Housing Units described as follows:
Model: 07-E6504V Cavalier
Serial #: CV06AL0457521AB
Said Unit is attached to the land in a permanent manner so as to be rendered an immovable fixture and an integral part of the subject property.
Said property is commonly known as 642 County Road 30, Roanoke, AL 36274.
Should a conflict arise between the property address and the legal description the legal description will control.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage.
FEDERAL HOME LOAN MORTGAGE CORPORATION, AS TRUSTEE FOR THE BENEFIT OF THE FREDDIE MAC SEASONED CREDIT RISK TRANSFER TRUST, SERIES 2021-1
as holder of said mortgage
McCalla Raymer Leibert Pierce, LLC
Two North Twentieth
2 20th Street North, Suite 1000
Birmingham, AL 35203
File No. 22-03536AL
The Randolph Leader