STATE OF ALABAMA

COUNTY OF RANDOLPH

NOTICE OF MORTGAGE FORECLOSURE SALE

Default having been made under the terms of that certain mortgage executed by Richard Lee Phillips, a married man, and Kimberly Norred Phillips, a married woman, on the 14th day of September, 2017 to Bank of Wedowee First Bank of Alabama, successor by merger to Bank of Wedowee which said mortgage is recorded in the Probate Office of Randolph County, Alabama, in Mortgage Book 625, at Page 580, and by reason of such default, having declared all of the indebtedness secured by said mortgage due and payable, and such default continuing, notice is hereby given that, acting under the power of sale contained in said mortgage, Bank of Wedowee First Bank of Alabama, successor by merger to Bank of Wedowee will sell at public outcry, for cash, to the highest bidder, before the west entrance of the Courthouse in the City of Wedowee, Randolph County, Alabama, at 12:00 p.m. or otherwise during the legal hours of sale on July 25, 2019 the following described real estate situated in Randolph County, Alabama, to-wit:

Lots 19 and 20, Clear Creek Village Subdivision as recorded in Plat Cabinet B, Slide 162 as found in the Office of the Judge of Probate, Randolph County, Alabama:

Together with a 2008 Southern Homes Mobile Home with VIN Number DSDAL51783A/B whose titles have been cancelled with the State of Alabama Department of Revenue.

Together with the hereditaments and appurtenances thereunto belonging and all fixtures now attached to and used in connection with the premises herein described.

Said sale will be subject to the right of way easements and restrictions of record in the Probate Office of Randolph County, Alabama, and will be subject to existing special assessments, if any, which might adversely affect the title to subject property.

Said property will be sold on an “As Is, Where Is” basis without warranty or recourse, express or implied as to title, use and/or enjoyment.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

Said sale will be made for the purpose of paying the indebtedness secured by the above described mortgage, and the proceeds thereof will be applied as provided by the terms of said mortgage. The Mortgagee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate.

The failure of any high bidder to pay the purchase price and close this sale shall, at the option of Mortgagee, be cause for rejection of the bid, and if the bid is rejected, Mortgagee shall have the option of making the sale to the next highest bidder who is able, capable and willing to comply with the terms thereof.

This sale is subject to postponement or cancellation.

THIS IS AN ACTION TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THIS PURPOSE.

First Bank of Alabama, successor by merger to Bank of Wedowee, Mortgagee

Justin B. Little

REYNOLDS, REYNOLDS & LITTLE, LLC

Attorneys for Mortgagee

2115 11th Street

Post Office Box 2863

Tuscaloosa, Alabama 35403-2863

Telephone: 205-391-0073

File No. 63.0273

(27-29)

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